Understanding Shelterage: A Key Factor in Construction, Insurance, and Disaster Planning

Shelterage refers to the amount of space or coverage provided by a roof or other structure to protect from the elements, such as rain, snow, wind, and sun. It can also refer to the amount of space available for people or animals to take refuge within a building or other structure.
Insurance companies use shelterage to determine the amount of premium to charge for policies, as it affects the risk of loss. For example, a home with a larger shelterage area may be considered higher risk due to the increased potential for damage from weather events.
Shelterage is an important factor in construction and architecture, as it determines the size and shape of the structure, as well as the materials and design elements used to build it. It is also an important consideration in disaster planning and response, as it can affect the safety and well-being of people during extreme weather events.